Financing, Lenders, Banks, & Loan Officers.

      Home Financing.

Home FinancingChoosing a lender is a very important part of any real estate transaction. I would encourage you to call any lender, discuss what you are looking for, & find out if you feel like they would meet your needs.

The lenders listed below are ones that I would recommend. I know them, I have worked their firm, and they have local offices in this market. However, I have no affiliation or interest in these lenders, they are simply recommendation. I would be happy to work with any lender that you the buyer chooses.

     Recommended Lenders.


First Federal Savings Bank
Robb Burns - 386-754-7150
Roxanne Maxson - 386-755-0600 ex 3945
Mitch Brown - 386-755-0600 ex 3905
Conventional, FHA, VA, USDA, Mobile Home, low down payment possible. Flexible terms for teachers, firefighters, law enforcement, & health care workers.
Highest Recommended Lender

Robb                                              Mitch

Mitch Brown
Robb Burns - Loan Application here
Mitch Brown - Loan Application here
Roxanne - Loan Application here



Robert Fillyaw- Alarion Bank
 Contact for PNC mortgage. Residential home loans, USDA & more. Mortgage loan officer.



Alarion Bank



Barbara Saunders - Bank of America
Phone: 386-758-7805
 Local Contact for Bank of America. Wide range of mortgage choices with this national lender. < Online Applications & Information


Laverna Wright - USDA Loan Program
Rural Development Loans - Direct & Guaranteed.
Fax 386-754-4139
U.S. Department of Agriculture
971 S Duval St., Ste 190
Lake City, FL 32055


Russell S Pope - Farm Credit of North FL
-- LAND FINANCING -- 30% Down.
Vacant Land & Acreage Financing Options.


Dan Magstadt- Meridian Financial
Florida based mortgage Company offering FHA, VA, Conventional. Unmatched Service for Lake City.













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Getting prequalified for a loan increases your negotiating power when making an offer on a property.

USDA loans right now have been excellent loan programs for low or no downpayment. All of Columbia County & all of most of the surrounding counties for Rural Development, or USDA loan guarantee program.

For all of your real estate needs in Lake City & the surrounding area, check out

Also I am a mortgage broker for processing short sales, but I mainly sell real estate.
Chad Stewart- PFS Solutions - NMLS# 333256
386-867-1782 Florida based mortgage Company. I am a licensed Mortgage Broker & a Licensed Real Estate Agent as well.


Chad Stewart - Real Estate Listings - Lake City Florida Real Estate & Homes for Sale - Rockford Realty Group. Call 386-867-1782 for information or to schedule a showing, or submit email request below.

Chad's Personal Listings:

Here are my listings.

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  • Download Copy of the "Home Buyers Handbook. How to Find, Finance, and Buy the Right Home":

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    Before we go look at homes, I would highly recommend getting prequalified with a lender if you have not already.. It only takes about 15 minutes, and not only increases your negotiating power when making offers, it also makes sure you are looking at homes in the correct price range and payments you are comfortable with.

    Let me know, as we have a quality mortgage professionals that can assist you. Please call Robb Burns – First Federal, 386-754-7150.  Also other local lenders are available here. Be sure to let them know I said to contact them, and let me know how it goes.

    Otherwise if you have a pre-qualification letter from any other lender within the last 15-20 days would be sufficient. This is also 100% required if you are looking at any short sales or foreclosures as these banks require this before submitting any offer.

    Thanks. - Chad.

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